Friday, February 7, 2020

Requirement of Actuarial Valuations Service for compliance of IndAS19 under Gratuity & Leave Encashment Plans on NBFC'S & Insurance Companies


This Post is an attempt to describe about requirement of Actuarial Valuations for compliance of Indian Accounting Standard 19 - IndAS 19 by Indian Listed Companies, NBFC's & Banks.

Indian Accounting Standards (AS) can be understood as standards for the IFRS (International Financial Reporting Standards) to ensure that Indian Companies are accessible globally. These standards adopted were made mandatory for certain companies. The main objective is to ensure uniformity in financial statements and reports and to make the same user-accessible and transparent. The regulatory board is the ASB (Accounting Standards Board) formed in 1977. Prior to this, India followed IGAAP (Indian Generally Acceptable Accounting Principle).
Indian AS applicability updated by the ministry of corporate affairs (MCA) at par with the Companies Indian Accounting Standards (IND AS) Rules 2015. The application of these rules shall be started from the accounting period of 2016-2017. After that three amendments have been brought to the rules namely in 2016, 2017 and 2018. These standards need to be followed by the company and its auditors while making their audit or financial statements.

Indian MNC's and Companies are working towards meeting global best practice standards as set out in the IndAS 19. Increasingly, auditors and regulators are insisting that companies implement IndAS 19IndAS 19 is the Accounting Standard governing employee benefits accounting requirements. Under IndAS 19, long-term employee benefits require an actuarial valuation.

IndAS 19 requires a re-measurement of long-term employee benefits and their corresponding liabilities. Such benefits include End of Service Gratuity Benefits or lump sum termination benefits, which must be valued, validated and certified by an actuary. An IndAS 19 actuarial valuation is an assessment of a company’s current and future liabilities using an agreed set of financial and demographic assumptions that are based on the companies best estimates, preferably supported by historical data.

As per Para 57 of IndAS 19 - It encourages, but does not require, an entity to involve a qualified actuary in the measurement of all material post-employment benefit obligations. For practical reasons, an entity may request a qualified actuary to carry out a detailed valuation of the obligation before the end of the reporting period. Nevertheless, the results of that valuation are updated for any material transactions and other material changes in circumstances (including changes in market prices and interest rates) up to the end of the reporting period.

Accounting for defined benefit plans is complex because actuarial assumptions are required to measure the obligation and the expense and there is a possibility of actuarial gains and losses. Moreover, the obligations are measured on a discounted basis because they may be settled many years after the employees render the related service and hence An IndAS 19 actuarial valuation requires skilled personnel, both in qualification and in specific experience and application, to meet the stringent reporting requirements. It makes sense to appoint an experienced actuary to annually perform this task.

It is important for companies to understand with certainty their end of service gratuity liabilities and to determine whether they are under or over accruing for these employee benefit obligations. It is also important to understand the impact these liabilities will have on a company’s future cash flow.

Any company or entity that chooses to meet IndAS 19 disclosure requirements will have to comply with IndAS 19 as one of the underlying requirements. Adhering to IndAS 19 may be mandated by government, or company Head Office, or by desire to commit to global financial reporting standards and to access world markets, or as a matter of best practice.


Companies/NBFC's requires Actuarial reports fully compliant with requirement of IndAS 19 has following components:
  1. Data - Summary Employee Statistics
  2. Assumptions - Demographic and Financial Assumptions
  3. Methodology -  PUC Method
  4. Results - we set out the figures you should use in the year-end financials, in an easy-to-understand format, directly transferable to your financial statements
  5. Disclosures - Disclosure Components in compliance of IAS 19 are as under :
         Movements in the present value of the Defined Benefit                 Obligations

            Opening defined benefit obligation
            Current Service Cost
            Interest Cost
            Remeasurement (gains)/losses:
            Actuarial (gains)/losses arising from changes in                                 demographic assumptions
            Actuarial (gains)/losses arising from changes in financial                   assumptions
            Actuarial (gains)/losses arising from experience adjustments
            Past service cost, including losses/(gains) on curtailments
            Liabilities extinguished on settlements
            Liabilities assumed in a business combination
            Exchange differences on foreign plans
            Benefit Paid
            Closing defined benefit obligation

            Movements in the fair value of the Plan Assets

            Opening fair value of plan assets
            Interest Income
            Remeasurement gain/(loss):
            Return on plan assets (excluding amounts included in net                  interest expense)
            Others (describe)
            Contributions from the employer
            Benefits paid
            Closing fair value of plan assets

            Service Cost

            Current Service Cost
            Past Service Cost including curtailment gains/losses
            Gains or Losses on non routine settlements
            Total

           
            Net Interest Cost (Income)

            Interest Cost on Defined Benefit Obligation
            Interest Income on Plan Assets
            Net Interest Cost (Income)

            Remeasurements of the net defined benefit liability                      (asset) in other comprehensive income.

            Return on plan assets (excluding amounts included in net                  interest expense)
            Actuarial (gains)/losses arising from changes in                                demographic assumptions
            Actuarial (gains)/losses arising from changes in financial                  assumptions
            Actuarial (gains)/losses arising from experience adjustments
            Other (describe)
            Adjustments for restrictions on the defined benefit asset
            Components of defined benefit costs recognised in other                   comprehensive income

            Amount recognised in the Statement of Profit or Loss

            Service Cost
            Net Interest Cost (Income)
            Defined Benefit Cost  recognized in statement of Profit or                Loss

            The amount included in the Statement of Balance Sheet

            Present value of defined benefit obligation
            Fair value of plan assets
            Funded status
            Restrictions on asset recognized
            Other [describe]
            Net liability arising from defined benefit obligation

            Components of Net Defined Benefit Obligation

            Net defined benefit liability at the start of the period
            Service Cost
            Net Interest Cost (Income)
            Remeasurements
            Contribution paid to the Fund
            Benefits paid directly by the enterprise
            Net defined benefit liability at the end of the period

            Maturity Profile of Defined Benefit Obligation
           
            Weighted Average duration of the defined benefit obligation
            Duration of defined benefit obligation
            Duration of defined benefit payments

            Sensitivity Analyses
           
            Changes in Defined benefit obligation due to x %                              Increase/Decease in Financial Assumptions.
           
            Changes in Defined benefit obligation due to x %                              Increase/Decease in Demographic Assumptions.

IND AS 19 applicability

IND AS 19 applicability in India can be understood based on the financial year divided into phases:

Phase I: For the Financial year 2016-17


The companies whose net worth was more than 500 crores had to report as per the Ind AS 19. The Holding, subsidiary, joint venture or associate of the above companies is also required to follow these standards.

Phase II: For the Financial year 2017-18


The unlisted companies whose net worth was more than 250 crores or more (but not less 500 crores. This shall be applicable to all the listed companies. The Holding, subsidiary, joint venture or associate of the above companies is also required to follow these standards. Also, for the companies whose equity or debt securities are listed on the stock markets in India or outside India.

Phase III: Effective from 1st April 2020

 

IND AS 19 is applicable to all banks, Insurance companies and also to the Non-banking Financial institutions. The net worth of the company should be either more or equal to Rs. 500 crores. The IND AS 19 for Banks and the insurance company will be different which shall be notified by the IRDA (Insurance Regulatory and Development Authority). Net worth shall be calculated for the past four financial years.

Phase IV


For all the NBFCs which have a net worth of equal to or more than Rs. 250 crores but less than Rs. 500 crores, the IND AS 19 shall be applicable. The net worth shall be calculated on the basis of the past three financial years i.e. 2016-17, 2017-18 and 2018-19.
For the applicability of IND AS 19, an NBFC is that which is defined under section 45-I-f of the Reserve Bank of India Act, 1934.
Important Note for Adoption of IndAS
A company can voluntarily follow the IND AS 19. However in case a company has started to follow the IND AS 19, then it must abide with it consistently. There is no opting out of following these standards whether taken up voluntarily or mandatorily.

The standards shall be applicable to all financial statements i.e. Standalone and consolidated.

As per the clarification issued by the SEBI for the issuer companies whose offer documents are filed with SEBI, demands declaration of the financial statement for 5 previous years preceding the year of filing.

The companies on which the IND AS 19 is not applicable shall abide by the rules and standards mentioned in Companies (Accounting Standards) Rules, 2006.

For the application of the standards, both calculating net-worth and listing of the companies are mandatory.

If you wish to avail actuarial valuation Support services for compliance of IndAS 19, IAS 19 (Revised 2011) and AS 15 (Revised 2005),  you may contact us at the following :

Tikaram Chaudhary
Gratuity & Leave Encashment Trust Fund Consultant
(Corporate Consultant with more than 10 Years of experience in providing Support Services for Actuarial Valuations in compliance of AS 15 R, IndAS 19 & IAS 19 R under Gratuity and Leave Encashment and Formation of Gratuity and Leave Encashment Trusts)
Office Address : R 11, F/F, R Block, Vikas Nagar, New Delhi -110059
Mobile Number : 9211637063
Email Id : tikaramchaudhary@gmail.com
LinkedIn Profile : https://www.linkedin.com/in/tika-ram-chaudhary-a5727848/
Caclubindia Profile:https://www.caclubindia.com/profile.asp?member_id=1446582
Blog: http://gratuitytrustfundconsultant.blogspot.com
Google Business Listing: https://gratuity-trust-fund-consultant-in-delhi-ncr.business.site/

For more details about us visit our website at https://gratuity-trust-fund-consultant-in-delhi-ncr.business.site/?m=true

 This message and any attachment are confidential. If you are not the intended recipient please delete this message and all attachments from your system. You must not copy this message or any attachment or disclose the contents to any other person. The sender does not accept liability for any errors, omissions or consequences which arise as a result of e-mail transmission

INDAS 19 Actuarial Valuation Services in 24 Parganas, INDAS 19 Actuarial Valuation Services in 35 Anand Lok,INDAS 19 Actuarial Valuation Services in Agra,INDAS 19 Actuarial Valuation Services in Ahmedabad,,INDAS 19 Actuarial Valuation Services in AHMEDNAGAR,INDAS 19 Actuarial Valuation Services in Ahmrdabad,INDAS 19 Actuarial Valuation Services in Ajmer,INDAS 19 Actuarial Valuation Services in Ajmer RJ 305006 IN,INDAS 19 Actuarial Valuation Services in Ajmer, 305006,INDAS 19 Actuarial Valuation Services in Akola,INDAS 19 Actuarial Valuation Services in Aligarh,INDAS 19 Actuarial Valuation Services in ALLAHABAD,INDAS 19 Actuarial Valuation Services in Alwar,INDAS 19 Actuarial Valuation Services in Alwar, RJ 301705 IN,INDAS 19 Actuarial Valuation Services in Ambala,INDAS 19 Actuarial Valuation Services in Ambala Cantt.,INDAS 19 Actuarial Valuation Services in amritsar,INDAS 19 Actuarial Valuation Services in Anandpur Sahib,INDAS 19 Actuarial Valuation Services in Andheri (East),INDAS 19 Actuarial Valuation Services in Aurangabad,INDAS 19 Actuarial Valuation Services in Badaun,INDAS 19 Actuarial Valuation Services in Baddi,INDAS 19 Actuarial Valuation Services in Baddi,District Solan,INDAS 19 Actuarial Valuation Services in Bangalore,INDAS 19 Actuarial Valuation Services in BANGLORE,INDAS 19 Actuarial Valuation Services in BARAN,INDAS 19 Actuarial Valuation Services in Bardhaman,INDAS 19 Actuarial Valuation Services in Bareilly,INDAS 19 Actuarial Valuation Services in Barelly,INDAS 19 Actuarial Valuation Services in Baroda,INDAS 19 Actuarial Valuation Services in Batala,INDAS 19 Actuarial Valuation Services in Belagavi,INDAS 19 Actuarial Valuation Services in Belgaum,INDAS 19 Actuarial Valuation Services in Bengaluru,INDAS 19 Actuarial Valuation Services in BERHAMPUR,INDAS 19 Actuarial Valuation Services in Bhabhar,INDAS 19 Actuarial Valuation Services in Bhandara,INDAS 19 Actuarial Valuation Services in Bharatpur,INDAS 19 Actuarial Valuation Services in Bhatinda,INDAS 19 Actuarial Valuation Services in Bhavnagar,INDAS 19 Actuarial Valuation Services in Bhawani Mandi,INDAS 19 Actuarial Valuation Services in Bhawanimandi,INDAS 19 Actuarial Valuation Services in BHILWARA,INDAS 19 Actuarial Valuation Services in Bhopal,INDAS 19 Actuarial Valuation Services in Bhubaneshwar,INDAS 19 Actuarial Valuation Services in BHUBANESWAR,INDAS 19 Actuarial Valuation Services in BHUJ,INDAS 19 Actuarial Valuation Services in Bijnor,INDAS 19 Actuarial Valuation Services in BIJOYNAGAR,,INDAS 19 Actuarial Valuation Services in BILASPUR,INDAS 19 Actuarial Valuation Services in Bongaigaon,INDAS 19 Actuarial Valuation Services in Budaun,INDAS 19 Actuarial Valuation Services in BUDHAMAN,INDAS 19 Actuarial Valuation Services in Bulandshahar,INDAS 19 Actuarial Valuation Services in Burdwan,INDAS 19 Actuarial Valuation Services in Calicut,INDAS 19 Actuarial Valuation Services in Chandigarh,INDAS 19 Actuarial Valuation Services in Chandivali,INDAS 19 Actuarial Valuation Services in Chandrpur,INDAS 19 Actuarial Valuation Services in Chengannur,INDAS 19 Actuarial Valuation Services in Chennai,INDAS 19 Actuarial Valuation Services in Chidambaram,INDAS 19 Actuarial Valuation Services in Chittorgarh,INDAS 19 Actuarial Valuation Services in Cochin,INDAS 19 Actuarial Valuation Services in Coimbatore,INDAS 19 Actuarial Valuation Services in Cuttack,INDAS 19 Actuarial Valuation Services in Daman and Diu,INDAS 19 Actuarial Valuation Services in DARJEELING,INDAS 19 Actuarial Valuation Services in Dehradun,INDAS 19 Actuarial Valuation Services in Delhi,INDAS 19 Actuarial Valuation Services in Dhanbad,INDAS 19 Actuarial Valuation Services in Dharamshala,INDAS 19 Actuarial Valuation Services in Dharwad,INDAS 19 Actuarial Valuation Services in Didwana,INDAS 19 Actuarial Valuation Services in Dimapur,INDAS 19 Actuarial Valuation Services in DINDIGUL,INDAS 19 Actuarial Valuation Services in BURDWAN,INDAS 19 Actuarial Valuation Services in Sabarkantha,INDAS 19 Actuarial Valuation Services in HOOGHLY,INDAS 19 Actuarial Valuation Services in Mehsana,INDAS 19 Actuarial Valuation Services in Distt. Gurdaspur,INDAS 19 Actuarial Valuation Services in DURGAPUR,INDAS 19 Actuarial Valuation Services in EAST,INDAS 19 Actuarial Valuation Services in EAST DELHI,INDAS 19 Actuarial Valuation Services in Ernakulam,INDAS 19 Actuarial Valuation Services in ERNAKULAM 682 011,INDAS 19 Actuarial Valuation Services in Ernakulam District,INDAS 19 Actuarial Valuation Services in ERNALULAM,INDAS 19 Actuarial Valuation Services in Erode,INDAS 19 Actuarial Valuation Services in ETAH,INDAS 19 Actuarial Valuation Services in Ettumanoor,INDAS 19 Actuarial Valuation Services in FARIDABAD,INDAS 19 Actuarial Valuation Services in FARIDBAD,INDAS 19 Actuarial Valuation Services in Faridkot,INDAS 19 Actuarial Valuation Services in Firozabad,INDAS 19 Actuarial Valuation Services in GANDHINAGAR,INDAS 19 Actuarial Valuation Services in Gautam Buddha Nagar,INDAS 19 Actuarial Valuation Services in GAUTAM BUDH NAGAR,INDAS 19 Actuarial Valuation Services in gaya,INDAS 19 Actuarial Valuation Services in GHAZIABAD,INDAS 19 Actuarial Valuation Services in Goa,INDAS 19 Actuarial Valuation Services in Godhra,INDAS 19 Actuarial Valuation Services in Gulbarga,INDAS 19 Actuarial Valuation Services in GUNTUR,INDAS 19 Actuarial Valuation Services in Gurdaspur,INDAS 19 Actuarial Valuation Services in GURGAON,INDAS 19 Actuarial Valuation Services in GURGOAN,INDAS 19 Actuarial Valuation Services in Gurugram,INDAS 19 Actuarial Valuation Services in GURUGRAM,,INDAS 19 Actuarial Valuation Services in Guwahati,INDAS 19 Actuarial Valuation Services in Guwahati,INDAS 19 Actuarial Valuation Services in Guwahatii,INDAS 19 Actuarial Valuation Services in Guwhati,INDAS 19 Actuarial Valuation Services in Gwalior,INDAS 19 Actuarial Valuation Services in Hamirpur,INDAS 19 Actuarial Valuation Services in Haryana,INDAS 19 Actuarial Valuation Services in Haveri,INDAS 19 Actuarial Valuation Services in Himatnagar,INDAS 19 Actuarial Valuation Services in HIMMATNAGAR,INDAS 19 Actuarial Valuation Services in HIRAPUR,INDAS 19 Actuarial Valuation Services in Hisar,INDAS 19 Actuarial Valuation Services in Hisar (Haryana),INDAS 19 Actuarial Valuation Services in Hisar, Haryana,INDAS 19 Actuarial Valuation Services in Hooghly,INDAS 19 Actuarial Valuation Services in Hoshiarpur,INDAS 19 Actuarial Valuation Services in Hoshiarpur
,INDAS 19 Actuarial Valuation Services in Hospet,INDAS 19 Actuarial Valuation Services in HOWRAH,INDAS 19 Actuarial Valuation Services in Hyderabad,INDAS 19 Actuarial Valuation Services in Hyderabad,INDAS 19 Actuarial Valuation Services in Hyderabad-,INDAS 19 Actuarial Valuation Services in Hyderabad,,INDAS 19 Actuarial Valuation Services in Hyderabad.,INDAS 19 Actuarial Valuation Services in Hyderabad-500 016,INDAS 19 Actuarial Valuation Services in Hyderabad-500032,INDAS 19 Actuarial Valuation Services in Idukki,INDAS 19 Actuarial Valuation Services in IMPHAL,INDAS 19 Actuarial Valuation Services in Indore,INDAS 19 Actuarial Valuation Services in Irinjalakuda,INDAS 19 Actuarial Valuation Services in Jabalpur,INDAS 19 Actuarial Valuation Services in Jaipur,INDAS 19 Actuarial Valuation Services in Jaipur,INDAS 19 Actuarial Valuation Services in Jaipur 302015,INDAS 19 Actuarial Valuation Services in Jaipur RJ 302001,INDAS 19 Actuarial Valuation Services in JAIPUR ,INDAS 19 Actuarial Valuation Services in JAIPUR,,RJ 302021 IN,INDAS 19 Actuarial Valuation Services in Jalandhar,INDAS 19 Actuarial Valuation Services in Jalandhar City,INDAS 19 Actuarial Valuation Services in Jalandhr,INDAS 19 Actuarial Valuation Services in Jalpaiguri,INDAS 19 Actuarial Valuation Services in Jammu,INDAS 19 Actuarial Valuation Services in Jammu,INDAS 19 Actuarial Valuation Services in Jamnagar,INDAS 19 Actuarial Valuation Services in Jamner,INDAS 19 Actuarial Valuation Services in Jamshedpur,INDAS 19 Actuarial Valuation Services in Jehanabad,INDAS 19 Actuarial Valuation Services in Jhansi,INDAS 19 Actuarial Valuation Services in Jharsuguda,INDAS 19 Actuarial Valuation Services in Jhunjhunu,INDAS 19 Actuarial Valuation Services in Jodhpur,INDAS 19 Actuarial Valuation Services in Jorhat,INDAS 19 Actuarial Valuation Services in k,INDAS 19 Actuarial Valuation Services in KADAPA,INDAS 19 Actuarial Valuation Services in Kadi,INDAS 19 Actuarial Valuation Services in Kalamassery P.O,INDAS 19 Actuarial Valuation Services in KANDASSANKADAVU,INDAS 19 Actuarial Valuation Services in Kannur,INDAS 19 Actuarial Valuation Services in Kanpur,INDAS 19 Actuarial Valuation Services in Kanpur,INDAS 19 Actuarial Valuation Services in Kapurthala,INDAS 19 Actuarial Valuation Services in Karaikudi,INDAS 19 Actuarial Valuation Services in Karimnagar,INDAS 19 Actuarial Valuation Services in Karur,INDAS 19 Actuarial Valuation Services in Katni,INDAS 19 Actuarial Valuation Services in Kaushambi,INDAS 19 Actuarial Valuation Services in KAYAMKULAM P.O,INDAS 19 Actuarial Valuation Services in Kerala,INDAS 19 Actuarial Valuation Services in Khammam,INDAS 19 Actuarial Valuation Services in Khanna,INDAS 19 Actuarial Valuation Services in KISHANGARH, Ajmer,INDAS 19 Actuarial Valuation Services in Kochi,INDAS 19 Actuarial Valuation Services in Kochi-,INDAS 19 Actuarial Valuation Services in Kodungallur, Thrissur,INDAS 19 Actuarial Valuation Services in Kolhapur,INDAS 19 Actuarial Valuation Services in KOLKATA,INDAS 19 Actuarial Valuation Services in Kolkata,INDAS 19 Actuarial Valuation Services in Kollam,INDAS 19 Actuarial Valuation Services in KOTA,INDAS 19 Actuarial Valuation Services in Kota (Raj.),INDAS 19 Actuarial Valuation Services in Kota- 324005,INDAS 19 Actuarial Valuation Services in Kothamangalam,INDAS 19 Actuarial Valuation Services in KOTTAYAM,INDAS 19 Actuarial Valuation Services in Kottayam - 686 001,INDAS 19 Actuarial Valuation Services in Kozhikode,INDAS 19 Actuarial Valuation Services in Krishna,INDAS 19 Actuarial Valuation Services in KRISHNA DISTRICT,INDAS 19 Actuarial Valuation Services in KURNOOL,INDAS 19 Actuarial Valuation Services in Kutch,INDAS 19 Actuarial Valuation Services in Lanjiberna,INDAS 19 Actuarial Valuation Services in Liluah,INDAS 19 Actuarial Valuation Services in Lucknow,INDAS 19 Actuarial Valuation Services in Lucknpw,INDAS 19 Actuarial Valuation Services in Ludhiana,INDAS 19 Actuarial Valuation Services in Madan gang-Kishangarh,INDAS 19 Actuarial Valuation Services in Madurai,INDAS 19 Actuarial Valuation Services in MAHARASHTRA,INDAS 19 Actuarial Valuation Services in MAHARASTHRA,INDAS 19 Actuarial Valuation Services in MANDI GOBINDGARH,INDAS 19 Actuarial Valuation Services in Mandi Govindgarh,INDAS 19 Actuarial Valuation Services in Mangalore,INDAS 19 Actuarial Valuation Services in Manglore,INDAS 19 Actuarial Valuation Services in Manipal,INDAS 19 Actuarial Valuation Services in Mayiladuturai,INDAS 19 Actuarial Valuation Services in MEDAK,INDAS 19 Actuarial Valuation Services in Meerut,INDAS 19 Actuarial Valuation Services in MEERUT CITY,INDAS 19 Actuarial Valuation Services in Mehsana,INDAS 19 Actuarial Valuation Services in MN 795001 IN,INDAS 19 Actuarial Valuation Services in Moga,INDAS 19 Actuarial Valuation Services in MOHALI,INDAS 19 Actuarial Valuation Services in MORADABAD,INDAS 19 Actuarial Valuation Services in Morena,INDAS 19 Actuarial Valuation Services in Muktsar,INDAS 19 Actuarial Valuation Services in Mumbai,INDAS 19 Actuarial Valuation Services in Mumbai,INDAS 19 Actuarial Valuation Services in Mumbai-,INDAS 19 Actuarial Valuation Services in Mumbai – 400 002,INDAS 19 Actuarial Valuation Services in Mumbai 400 051,INDAS 19 Actuarial Valuation Services in MUMBAI 400072,INDAS 19 Actuarial Valuation Services in Mumbai Central, Mumbai,INDAS 19 Actuarial Valuation Services in MUMBAI ,INDAS 19 Actuarial Valuation Services in Mumbai(Shri Dheeraj Mittal),INDAS 19 Actuarial Valuation Services in MUMBAI,,INDAS 19 Actuarial Valuation Services in MUMBAU,INDAS 19 Actuarial Valuation Services in Mumbi,INDAS 19 Actuarial Valuation Services in Muvattupuzha,INDAS 19 Actuarial Valuation Services in Muvattupuzha, Ernakulam,INDAS 19 Actuarial Valuation Services in Muzaffar Nagar,INDAS 19 Actuarial Valuation Services in Muzaffernagar,INDAS 19 Actuarial Valuation Services in Mysore,INDAS 19 Actuarial Valuation Services in N DELHI,INDAS 19 Actuarial Valuation Services in N.Delhi,INDAS 19 Actuarial Valuation Services in N.Delhi.,INDAS 19 Actuarial Valuation Services in Nabha (Punjab),INDAS 19 Actuarial Valuation Services in Nadia,INDAS 19 Actuarial Valuation Services in Nadiad,INDAS 19 Actuarial Valuation Services in Nagaur,INDAS 19 Actuarial Valuation Services in Nagda,INDAS 19 Actuarial Valuation Services in Nagpur,INDAS 19 Actuarial Valuation Services in NAMAKKAL,INDAS 19 Actuarial Valuation Services in NAMAKKAL ,INDAS 19 Actuarial Valuation Services in Nanded,INDAS 19 Actuarial Valuation Services in NARDANA,INDAS 19 Actuarial Valuation Services in Narmada,INDAS 19 Actuarial Valuation Services in Nashik,INDAS 19 Actuarial Valuation Services in Navapur,INDAS 19 Actuarial Valuation Services in Navi Mumbai,INDAS 19 Actuarial Valuation Services in Navi-Mumbai,INDAS 19 Actuarial Valuation Services in Nawanshahar,INDAS 19 Actuarial Valuation Services in Nawanshehar,INDAS 19 Actuarial Valuation Services in Neemuch,INDAS 19 Actuarial Valuation Services in New Delhi,INDAS 19 Actuarial Valuation Services in Noida,INDAS 19 Actuarial Valuation Services in NOIDA GAUTAM BUDDHA NAGAR,INDAS 19 Actuarial Valuation Services in North Delhi,INDAS 19 Actuarial Valuation Services in PALAKKAD,INDAS 19 Actuarial Valuation Services in PALI,INDAS 19 Actuarial Valuation Services in Pali Marwar,INDAS 19 Actuarial Valuation Services in Panaji,INDAS 19 Actuarial Valuation Services in PANIPAT,INDAS 19 Actuarial Valuation Services in Panipat ( Haryana ),INDAS 19 Actuarial Valuation Services in Panipat(Haryana),INDAS 19 Actuarial Valuation Services in Panvel,INDAS 19 Actuarial Valuation Services in Parganas North,INDAS 19 Actuarial Valuation Services in PASHIM MEDINIPUR,INDAS 19 Actuarial Valuation Services in Pathanamthitta,INDAS 19 Actuarial Valuation Services in Pathankot,INDAS 19 Actuarial Valuation Services in Patiala,INDAS 19 Actuarial Valuation Services in Patna,INDAS 19 Actuarial Valuation Services in Phillaur,INDAS 19 Actuarial Valuation Services in Pilibhit,INDAS 19 Actuarial Valuation Services in Pitampura,INDAS 19 Actuarial Valuation Services in Pollachi,INDAS 19 Actuarial Valuation Services in Pondicherry,INDAS 19 Actuarial Valuation Services in PORBANDAR,INDAS 19 Actuarial Valuation Services in Pratapgarh,INDAS 19 Actuarial Valuation Services in PUDUKAD,INDAS 19 Actuarial Valuation Services in PUNE,INDAS 19 Actuarial Valuation Services in RAEBARELI,INDAS 19 Actuarial Valuation Services in Raipur,INDAS 19 Actuarial Valuation Services in Rajahmundry,INDAS 19 Actuarial Valuation Services in Rajkot,INDAS 19 Actuarial Valuation Services in Rajkot,,INDAS 19 Actuarial Valuation Services in Rajnandgaon,INDAS 19 Actuarial Valuation Services in Rajpura,INDAS 19 Actuarial Valuation Services in Rampur,INDAS 19 Actuarial Valuation Services in RANCHI,INDAS 19 Actuarial Valuation Services in Ranni, Pathanamthitta,INDAS 19 Actuarial Valuation Services in Rewa,INDAS 19 Actuarial Valuation Services in Rishabhdeo , Udaipur,INDAS 19 Actuarial Valuation Services in Rishikesh,INDAS 19 Actuarial Valuation Services in Rohni,INDAS 19 Actuarial Valuation Services in Rohtak,INDAS 19 Actuarial Valuation Services in Rohtak (Haryana),INDAS 19 Actuarial Valuation Services in Rohtak, Haryana,INDAS 19 Actuarial Valuation Services in Rohtas,INDAS 19 Actuarial Valuation Services in ROOM NO-5,INDAS 19 Actuarial Valuation Services in Ropar,INDAS 19 Actuarial Valuation Services in Round South, Thrissur,INDAS 19 Actuarial Valuation Services in ROURKELA,INDAS 19 Actuarial Valuation Services in Rudrapur, Udham Singh Nagar,INDAS 19 Actuarial Valuation Services in Saharanpur,INDAS 19 Actuarial Valuation Services in Salem,INDAS 19 Actuarial Valuation Services in SAMASTIPUR,INDAS 19 Actuarial Valuation Services in Sangrur,INDAS 19 Actuarial Valuation Services in Sasaram,INDAS 19 Actuarial Valuation Services in Sasram,INDAS 19 Actuarial Valuation Services in Satara,INDAS 19 Actuarial Valuation Services in Satna,INDAS 19 Actuarial Valuation Services in Sector-11 Gandhinagar,INDAS 19 Actuarial Valuation Services in Secunderabad,INDAS 19 Actuarial Valuation Services in Secunderabad.,INDAS 19 Actuarial Valuation Services in SEERAMPUR, HOOGLY,INDAS 19 Actuarial Valuation Services in Shadara,INDAS 19 Actuarial Valuation Services in Shahdol,INDAS 19 Actuarial Valuation Services in Shillong,INDAS 19 Actuarial Valuation Services in Shimla,INDAS 19 Actuarial Valuation Services in Shimoga,INDAS 19 Actuarial Valuation Services in Sholapur,INDAS 19 Actuarial Valuation Services in SHYAM NAGAR,INDAS 19 Actuarial Valuation Services in Sikar,INDAS 19 Actuarial Valuation Services in Siliguri,INDAS 19 Actuarial Valuation Services in Sirsi,INDAS 19 Actuarial Valuation Services in Sivakasi,INDAS 19 Actuarial Valuation Services in Solan,INDAS 19 Actuarial Valuation Services in SONEBHADRA,INDAS 19 Actuarial Valuation Services in South Delhi,INDAS 19 Actuarial Valuation Services in Srikakulam,INDAS 19 Actuarial Valuation Services in Sulthans Bathery, Wayanad,INDAS 19 Actuarial Valuation Services in Sunam,INDAS 19 Actuarial Valuation Services in Surat,INDAS 19 Actuarial Valuation Services in Surat 395003,INDAS 19 Actuarial Valuation Services in TALUKA ROHA DIST RAIGAD,INDAS 19 Actuarial Valuation Services in Telangana,INDAS 19 Actuarial Valuation Services in THANE,INDAS 19 Actuarial Valuation Services in Thane (W),INDAS 19 Actuarial Valuation Services in Thane (West),INDAS 19 Actuarial Valuation Services in THANE WEST,INDAS 19 Actuarial Valuation Services in THENI,INDAS 19 Actuarial Valuation Services in Thiruvananthapuram,INDAS 19 Actuarial Valuation Services in Thoppumpady,INDAS 19 Actuarial Valuation Services in THOUBAL,INDAS 19 Actuarial Valuation Services in Thrissur,INDAS 19 Actuarial Valuation Services in TINSUKIA,INDAS 19 Actuarial Valuation Services in Tiruchirapalli,INDAS 19 Actuarial Valuation Services in Tirunelveli,INDAS 19 Actuarial Valuation Services in TIRUPUR,INDAS 19 Actuarial Valuation Services in Trichirapalli,INDAS 19 Actuarial Valuation Services in Trichur,INDAS 19 Actuarial Valuation Services in Trichy,INDAS 19 Actuarial Valuation Services in Trivandrum,INDAS 19 Actuarial Valuation Services in U.S.Nagar,INDAS 19 Actuarial Valuation Services in UDAIPUR,INDAS 19 Actuarial Valuation Services in Udhamsingh Nagar,INDAS 19 Actuarial Valuation Services in Udumalpet,INDAS 19 Actuarial Valuation Services in UTTAR PRADESH,INDAS 19 Actuarial Valuation Services in Vadodara,INDAS 19 Actuarial Valuation Services in Valsad,INDAS 19 Actuarial Valuation Services in Vapi,INDAS 19 Actuarial Valuation Services in VARANASI,INDAS 19 Actuarial Valuation Services in Vasco-da-Gama, Goa,INDAS 19 Actuarial Valuation Services in Vastrapur,INDAS 19 Actuarial Valuation Services in VERAVAL,INDAS 19 Actuarial Valuation Services in Vijayawad,INDAS 19 Actuarial Valuation Services in VIJAYAWADA,INDAS 19 Actuarial Valuation Services in VIRUDHUNAGAR,INDAS 19 Actuarial Valuation Services in Visakhapatnam,INDAS 19 Actuarial Valuation Services in Vishakapatanam,INDAS 19 Actuarial Valuation Services in Vishakhapatnam,INDAS 19 Actuarial Valuation Services in VISNAGAR,INDAS 19 Actuarial Valuation Services in WARANGAL,INDAS 19 Actuarial Valuation Services in Wardha,INDAS 19 Actuarial Valuation Services in Yavatmal,INDAS 19 Actuarial Valuation Services in Nagaland,

Accounting standard 15, actuarial, actuarial assumptions, actuarial consultancy, actuarial consultant, actuarial gain, actuarial loss, actuarial profession, actuarial valuation, actuary, actuary firm, actuarial, actuarial assumptions, actuarial consultancy, actuarial consultant, actuarial profession, actuarial valuation, actury, actury firm, appointed actuary, AS15, AS15 compliance, AS15 valuation, AS15, as15 compliance, as15 valuation, audit actuarial, audit actuarial, auditor actuarial, auditor actuarial, casual leave valuation, consulting actuary, earned leave valuation, employee benefits valuation, fellow actuary, global actuarial consultant, global actuary, gratuity, gratuity accounting, gratuity valuation, gratuty, gratuty valuation, ias 19 valuation, ias19 valuation, ifrs, ind AS, indAS, leave encashment, leave valuation, m l sodhi, pension accounting, pension actuary, pension actury, pension valuation, practicing actuary, practicing actury, projected unit credit method, PUC method, risk actuary, risk compliance, sick leave valuation, top actuarial firm, top actuarial firm, warranty valuation, IAS 19 (Revised 2011), IAS 19 VALUATION, IFRS VALUATION, IAS 19 GRATUITY VALUATION, IAS 19 LEAVE ENCASHMENT VALUATION, IAS 19 PENSION VALUATION, IFRS ACTUARIAL VALUATION, IAS 19 ACTURY VALUATION, IAS 19 ACTUARY VALUATION, IFRS ACTURY VALUATION, PENSION IFRS VALUATION, AMENDED IAS 19 VALUATION, REVISED IAS 19 VALUATION, AMENDMENTS IN IAS 19, Actuarial valuation of IAS-19, IFRS Actuarial valuation, Actuarial, Actuarial valuation of Gratuity, Gratuity, Gratuity Liablity, Actuary in Delhi, Actuarial Services, Actuarial Consultant, Actuarial Expert, Actuarial liability, Actuary, Actuarial valuation of Leave Encashment, Actuary, Actuary Report, Actuarial Report, Actuarial Valuation, Gratuity, Gratuity Valuation, Leave Encashment, Leave Encashment Valuation, Pension, Pension Valuation, Employee Benefits, Accounting of Employee Benefits, Accounting Standard -15 (Revised 2005), IAS-19 (Revised 2011)- IFRS, USGAAP, IFRS Reports, Actuary in Delhi, Actuary in Gurgaon, Actuary in Delhi/NCR, Actuary in Ghaziabad, Actuary in Faridabad, Actuary in Jaipur, Actuary in Sonipat, Actuary in Noida, Actuary in Rajsthan, Actuary in Raipur, Actuary in Uttar Pradesh, Actuary in Roorkee, Actuary in Guwahati, Actuary in Himachal Pradesh, Actuary in MP-Madhya Pradesh, Actuary in Bihar, Actuary in Nepal, Actuary in Jammu Kashmir, Actuary in Merath, Actuary in Dhar, Actuary in Haryana, Actuary in Bhiwadi, Actuary in Alwar, Actuary in Bhilwara, Actuary in Jodhpur, Actuary in Ajmer, Actuary in Beawar, Actuary in Bikaner, Actuary in Shimla, Actuary in Chandigarh, Actuary in Mohali, Actuary in Panchkula, Actuary in Kashipur, Actuary in udhampur, Actuary in kanpur, Actuary in agra, Actuary in Lucknow, Actuary in Beharore, Actuary in Ludhiana, Actuary in Bhopal, Actuary in Patna, Actuary in Hissar, Actuary in Ballbhgarh, Actuary in Bahadurgarh, Actuary in Uttar Kashi, Actuary in Varanasi, Actuary in Sahibabad, Actuary in Manesar, Actuary in Amritsar, actury valuation in gurgaon, Indian actuary, Actuarial Valuation in Nepal, Actuarial in Nepal, Actuarial in Kathmandu, Actuarial Valuation in Nepal Accounting Standard, Actuarial Valuation in NFRS in Nepal, Actuary in Kathmandu,  , Actuary in Nepal, Actuarial Valuation in Srilanka, Actuarial Valuation in IFRS IN Srilanka, Actuarial Valuation in IFRS IN Bhutan, IndAS 19 Actuarial Valuation Reportin Delhi, IndAS 19 Actuarial Valuation Reportin Delhi, IndAS 19 Actuarial Valuation Reportin Gurgaon, IndAS 19 Actuarial Valuation Reportin Delhi/NCR, IndAS 19 Actuarial Valuation Reportin Ghaziabad, IndAS 19 Actuarial Valuation Reportin Faridabad, IndAS 19 Actuarial Valuation Reportin Jaipur, IndAS 19 Actuarial Valuation Reportin Sonipat, IndAS 19 Actuarial Valuation Reportin Noida, IndAS 19 Actuarial Valuation Reportin Rajsthan, IndAS 19 Actuarial Valuation Reportin Raipur, IndAS 19 Actuarial Valuation Reportin Uttar Pradesh, IndAS 19 Actuarial Valuation Reportin Roorkee, IndAS 19 Actuarial Valuation Reportin Guwahati, IndAS 19 Actuarial Valuation Reportin Himachal Pradesh, IndAS 19 Actuarial Valuation Reportin MP-Madhya Pradesh, IndAS 19 Actuarial Valuation Reportin Bihar, IndAS 19 Actuarial Valuation Reportin Nepal, IndAS 19 Actuarial Valuation Reportin Jammu Kashmir, IndAS 19 Actuarial Valuation Reportin Merath, IndAS 19 Actuarial Valuation Reportin Dhar, IndAS 19 Actuarial Valuation Reportin Haryana, IndAS 19 Actuarial Valuation Reportin Bhiwadi, IndAS 19 Actuarial Valuation Reportin Alwar, IndAS 19 Actuarial Valuation Reportin Bhilwara, IndAS 19 Actuarial Valuation Reportin Jodhpur, IndAS 19 Actuarial Valuation Reportin Ajmer, IndAS 19 Actuarial Valuation Reportin Beawar, IndAS 19 Actuarial Valuation Reportin Bikaner, IndAS 19 Actuarial Valuation Reportin Shimla, IndAS 19 Actuarial Valuation Reportin Chandigarh, IndAS 19 Actuarial Valuation Reportin Mohali, IndAS 19 Actuarial Valuation Reportin Panchkula, IndAS 19 Actuarial Valuation Reportin Kashipur, IndAS 19 Actuarial Valuation Reportin udhampur, IndAS 19 Actuarial Valuation Reportin kanpur, IndAS 19 Actuarial Valuation Reportin agra, IndAS 19 Actuarial Valuation Reportin Lucknow, IndAS 19 Actuarial Valuation Reportin Beharore, IndAS 19 Actuarial Valuation Reportin Ludhiana, IndAS 19 Actuarial Valuation Reportin Bhopal, IndAS 19 Actuarial Valuation Reportin Patna, IndAS 19 Actuarial Valuation Reportin Hissar, IndAS 19 Actuarial Valuation Reportin Ballbhgarh, IndAS 19 Actuarial Valuation Reportin Bahadurgarh, IndAS 19 Actuarial Valuation Reportin Uttar Kashi, IndAS 19 Actuarial Valuation Reportin Varanasi, IndAS 19 Actuarial Valuation Reportin Sahibabad, IndAS 19 Actuarial Valuation Reportin Manesar, IndAS 19 Actuarial Valuation Reportin Amritsar, indAS 19 Valuation in Delhi, indAS 19 Valuation in Gurgaon, indAS 19 Valuation in Delhi/NCR, indAS 19 Valuation in Ghaziabad, indAS 19 Valuation in Faridabad, indAS 19 Valuation in Jaipur, indAS 19 Valuation in Sonipat, indAS 19 Valuation in Noida, indAS 19 Valuation in Rajsthan, indAS 19 Valuation in Raipur, indAS 19 Valuation in Uttar Pradesh, indAS 19 Valuation in Roorkee, indAS 19 Valuation in Guwahati, indAS 19 Valuation in Himachal Pradesh, indAS 19 Valuation in MP-Madhya Pradesh, indAS 19 Valuation in Bihar, indAS 19 Valuation in Nepal, indAS 19 Valuation in Jammu Kashmir, indAS 19 Valuation in Merath, indAS 19 Valuation in Dhar, indAS 19 Valuation in Haryana, indAS 19 Valuation in Bhiwadi, indAS 19 Valuation in Alwar, indAS 19 Valuation in Bhilwara, indAS 19 Valuation in Jodhpur, indAS 19 Valuation in Ajmer, indAS 19 Valuation in Beawar, indAS 19 Valuation in Bikaner, indAS 19 Valuation in Shimla, indAS 19 Valuation in Chandigarh, indAS 19 Valuation in Mohali, indAS 19 Valuation in Panchkula, indAS 19 Valuation in Kashipur, indAS 19 Valuation in udhampur, indAS 19 Valuation in kanpur, indAS 19 Valuation in agra, indAS 19 Valuation in Lucknow, indAS 19 Valuation in Beharore, indAS 19 Valuation in Ludhiana, indAS 19 Valuation in Bhopal, indAS 19 Valuation in Patna, indAS 19 Valuation in Hissar, indAS 19 Valuation in Ballbhgarh, indAS 19 Valuation in Bahadurgarh, indAS 19 Valuation in Uttar Kashi, indAS 19 Valuation in Varanasi, indAS 19 Valuation in Sahibabad, indAS 19 Valuation in Manesar, indAS 19 Valuation in Amritsar, AS15  Valuation in Delhi, AS15  Valuation in Gurgaon, AS15  Valuation in Delhi/NCR, AS15  Valuation in Ghaziabad, AS15  Valuation in Faridabad, AS15  Valuation in Jaipur, AS15  Valuation in Sonipat, AS15  Valuation in Noida, AS15  Valuation in Rajsthan, AS15  Valuation in Raipur, AS15  Valuation in Uttar Pradesh, AS15  Valuation in Roorkee, AS15  Valuation in Guwahati, AS15  Valuation in Himachal Pradesh, AS15  Valuation in MP-Madhya Pradesh, AS15  Valuation in Bihar, AS15  Valuation in Nepal, AS15  Valuation in Jammu Kashmir, AS15  Valuation in Merath, AS15  Valuation in Dhar, AS15  Valuation in Haryana, AS15  Valuation in Bhiwadi, AS15  Valuation in Alwar, AS15  Valuation in Bhilwara, AS15  Valuation in Jodhpur, AS15  Valuation in Ajmer, AS15  Valuation in Beawar, AS15  Valuation in Bikaner, AS15  Valuation in Shimla, AS15  Valuation in Chandigarh, AS15  Valuation in Mohali, AS15  Valuation in Panchkula, AS15  Valuation in Kashipur, AS15  Valuation in udhampur, AS15  Valuation in kanpur, AS15  Valuation in agra, AS15  Valuation in Lucknow, AS15  Valuation in Beharore, AS15  Valuation in Ludhiana, AS15  Valuation in Bhopal, AS15  Valuation in Patna, AS15  Valuation in Hissar, AS15  Valuation in Ballbhgarh, AS15  Valuation in Bahadurgarh, AS15  Valuation in Uttar Kashi, AS15  Valuation in Varanasi, AS15  Valuation in Sahibabad, AS15  Valuation in Manesar, AS15  Valuation in Amritsar, Actuarial Valuation for Schools  in Delhi, Actuarial Valuation for Schools  in Gurgaon, Actuarial Valuation for Schools  in Delhi/NCR, Actuarial Valuation for Schools  in Ghaziabad, Actuarial Valuation for Schools  in Faridabad, Actuarial Valuation for Schools  in Jaipur, Actuarial Valuation for Schools  in Sonipat, Actuarial Valuation for Schools  in Noida, Actuarial Valuation for Schools  in Rajsthan, Actuarial Valuation for Schools  in Raipur, Actuarial Valuation for Schools  in Uttar Pradesh, Actuarial Valuation for Schools  in Roorkee, Actuarial Valuation for Schools  in Guwahati, Actuarial Valuation for Schools  in Himachal Pradesh, Actuarial Valuation for Schools  in MP-Madhya Pradesh, Actuarial Valuation for Schools  in Bihar, Actuarial Valuation for Schools  in Nepal, Actuarial Valuation for Schools  in Jammu Kashmir, Actuarial Valuation for Schools  in Merath, Actuarial Valuation for Schools  in Dhar, Actuarial Valuation for Schools  in Haryana, Actuarial Valuation for Schools  in Bhiwadi, Actuarial Valuation for Schools  in Alwar, Actuarial Valuation for Schools  in Bhilwara, Actuarial Valuation for Schools  in Jodhpur, Actuarial Valuation for Schools  in Ajmer, Actuarial Valuation for Schools  in Beawar, Actuarial Valuation for Schools  in Bikaner, Actuarial Valuation for Schools  in Shimla, Actuarial Valuation for Schools  in Chandigarh, Actuarial Valuation for Schools  in Mohali, Actuarial Valuation for Schools  in Panchkula, Actuarial Valuation for Schools  in Kashipur, Actuarial Valuation for Schools  in udhampur, Actuarial Valuation for Schools  in kanpur, Actuarial Valuation for Schools  in agra, Actuarial Valuation for Schools  in Lucknow, Actuarial Valuation for Schools  in Beharore, Actuarial Valuation for Schools  in Ludhiana, Actuarial Valuation for Schools  in Bhopal, Actuarial Valuation for Schools  in Patna, Actuarial Valuation for Schools  in Hissar, Actuarial Valuation for Schools  in Ballbhgarh, Actuarial Valuation for Schools  in Bahadurgarh, Actuarial Valuation for Schools  in Uttar Kashi, Actuarial Valuation for Schools  in Varanasi, Actuarial Valuation for Schools  in Sahibabad, Actuarial Valuation for Schools  in Manesar, Actuarial Valuation for Schools  in Amritsar, Actuarial Valuation for MNC  in Delhi, Actuarial Valuation for MNC  in Gurgaon, Actuarial Valuation for MNC  in Delhi/NCR, Actuarial Valuation for MNC  in Ghaziabad, Actuarial Valuation for MNC  in Faridabad, Actuarial Valuation for MNC  in Jaipur, Actuarial Valuation for MNC  in Sonipat, Actuarial Valuation for MNC  in Noida, Actuarial Valuation for MNC  in Rajsthan, Actuarial Valuation for MNC  in Raipur, Actuarial Valuation for MNC  in Uttar Pradesh, Actuarial Valuation for MNC  in Roorkee, Actuarial Valuation for MNC  in Guwahati, Actuarial Valuation for MNC  in Himachal Pradesh, Actuarial Valuation for MNC  in MP-Madhya Pradesh, Actuarial Valuation for MNC  in Bihar, Actuarial Valuation for MNC  in Nepal, Actuarial Valuation for MNC  in Jammu Kashmir, Actuarial Valuation for MNC  in Merath, Actuarial Valuation for MNC  in Dhar, Actuarial Valuation for MNC  in Haryana, Actuarial Valuation for MNC  in Bhiwadi, Actuarial Valuation for MNC  in Alwar, Actuarial Valuation for MNC  in Bhilwara, Actuarial Valuation for MNC  in Jodhpur, Actuarial Valuation for MNC  in Ajmer, Actuarial Valuation for MNC  in Beawar, Actuarial Valuation for MNC  in Bikaner, Actuarial Valuation for MNC  in Shimla, Actuarial Valuation for MNC  in Chandigarh, Actuarial Valuation for MNC  in Mohali, Actuarial Valuation for MNC  in Panchkula, Actuarial Valuation for MNC  in Kashipur, Actuarial Valuation for MNC  in udhampur, Actuarial Valuation for MNC  in kanpur, Actuarial Valuation for MNC  in agra, Actuarial Valuation for MNC  in Lucknow, Actuarial Valuation for MNC  in Beharore, Actuarial Valuation for MNC  in Ludhiana, Actuarial Valuation for MNC  in Bhopal, Actuarial Valuation for MNC  in Patna, Actuarial Valuation for MNC  in Hissar, Actuarial Valuation for MNC  in Ballbhgarh, Actuarial Valuation for MNC  in Bahadurgarh, Actuarial Valuation for MNC  in Uttar Kashi, Actuarial Valuation for MNC  in Varanasi, Actuarial Valuation for MNC  in Sahibabad, Actuarial Valuation for MNC  in Manesar, Actuarial Valuation for MNC  in Amritsar, Actuarial Valuation for UNIVERSITIES  in Delhi, Actuarial Valuation for UNIVERSITIES  in Gurgaon, Actuarial Valuation for UNIVERSITIES  in Delhi/NCR, Actuarial Valuation for UNIVERSITIES  in Ghaziabad, Actuarial Valuation for UNIVERSITIES  in Faridabad, Actuarial Valuation for UNIVERSITIES  in Jaipur, Actuarial Valuation for UNIVERSITIES  in Sonipat, Actuarial Valuation for UNIVERSITIES  in Noida, Actuarial Valuation for UNIVERSITIES  in Rajsthan, Actuarial Valuation for UNIVERSITIES  in Raipur, Actuarial Valuation for UNIVERSITIES  in Uttar Pradesh, Actuarial Valuation for UNIVERSITIES  in Roorkee, Actuarial Valuation for UNIVERSITIES  in Guwahati, Actuarial Valuation for UNIVERSITIES  in Himachal Pradesh, Actuarial Valuation for UNIVERSITIES  in MP-Madhya Pradesh, Actuarial Valuation for UNIVERSITIES  in Bihar, Actuarial Valuation for UNIVERSITIES  in Nepal, Actuarial Valuation for UNIVERSITIES  in Jammu Kashmir, Actuarial Valuation for UNIVERSITIES  in Merath, Actuarial Valuation for UNIVERSITIES  in Dhar, Actuarial Valuation for UNIVERSITIES  in Haryana, Actuarial Valuation for UNIVERSITIES  in Bhiwadi, Actuarial Valuation for UNIVERSITIES  in Alwar, Actuarial Valuation for UNIVERSITIES  in Bhilwara, Actuarial Valuation for UNIVERSITIES  in Jodhpur, Actuarial Valuation for UNIVERSITIES  in Ajmer, Actuarial Valuation for UNIVERSITIES  in Beawar, Actuarial Valuation for UNIVERSITIES  in Bikaner, Actuarial Valuation for UNIVERSITIES  in Shimla, Actuarial Valuation for UNIVERSITIES  in Chandigarh, Actuarial Valuation for UNIVERSITIES  in Mohali, Actuarial Valuation for UNIVERSITIES  in Panchkula, Actuarial Valuation for UNIVERSITIES  in Kashipur, Actuarial Valuation for UNIVERSITIES  in udhampur, Actuarial Valuation for UNIVERSITIES  in kanpur, Actuarial Valuation for UNIVERSITIES  in agra, Actuarial Valuation for UNIVERSITIES  in Lucknow, Actuarial Valuation for UNIVERSITIES  in Beharore, Actuarial Valuation for UNIVERSITIES  in Ludhiana, Actuarial Valuation for UNIVERSITIES  in Bhopal, Actuarial Valuation for UNIVERSITIES  in Patna, Actuarial Valuation for UNIVERSITIES  in Hissar, Actuarial Valuation for UNIVERSITIES  in Ballbhgarh, Actuarial Valuation for UNIVERSITIES  in Bahadurgarh, Actuarial Valuation for UNIVERSITIES  in Uttar Kashi, Actuarial Valuation for UNIVERSITIES  in Varanasi, Actuarial Valuation for UNIVERSITIES  in Sahibabad, Actuarial Valuation for UNIVERSITIES  in Manesar, Actuarial Valuation for UNIVERSITIES  in Amritsar, AS15 (Revised 2005) Valuation for School, MNCs, IITs, NITs, IIMs, UNIVERSITIES, PSUs  in Delhi, AS15 (Revised 2005) Valuation for School, MNCs, IITs, NITs, IIMs, UNIVERSITIES, PSUs  in Gurgaon, AS15 (Revised 2005) Valuation for School, MNCs, IITs, NITs, IIMs, UNIVERSITIES, PSUs  in Delhi/NCR, AS15 (Revised 2005) Valuation for School, MNCs, IITs, NITs, IIMs, UNIVERSITIES, PSUs  in Ghaziabad, AS15 (Revised 2005) Valuation for School, MNCs, IITs, NITs, IIMs, UNIVERSITIES, PSUs  in Faridabad, AS15 (Revised 2005) Valuation for School, MNCs, IITs, NITs, IIMs, UNIVERSITIES, PSUs  in Jaipur, AS15 (Revised 2005) Valuation for School, MNCs, IITs, NITs, IIMs, UNIVERSITIES, PSUs  in Sonipat, AS15 (Revised 2005) Valuation for School, MNCs, IITs, NITs, IIMs, UNIVERSITIES, PSUs  in Noida, AS15 (Revised 2005) Valuation for School, MNCs, IITs, NITs, IIMs, UNIVERSITIES, PSUs  in Rajsthan, AS15 (Revised 2005) Valuation for School, MNCs, IITs, NITs, IIMs, UNIVERSITIES, PSUs  in Raipur, AS15 (Revised 2005) Valuation for School, MNCs, IITs, NITs, IIMs, UNIVERSITIES, PSUs  in Uttar Pradesh, AS15 (Revised 2005) Valuation for School, MNCs, IITs, NITs, IIMs, UNIVERSITIES, PSUs  in Roorkee, AS15 (Revised 2005) Valuation for School, MNCs, IITs, NITs, IIMs, UNIVERSITIES, PSUs  in Guwahati, AS15 (Revised 2005) Valuation for School, MNCs, IITs, NITs, IIMs, UNIVERSITIES, PSUs  in Himachal Pradesh, AS15 (Revised 2005) Valuation for School, MNCs, IITs, NITs, IIMs, UNIVERSITIES, PSUs  in MP-Madhya Pradesh, AS15 (Revised 2005) Valuation for School, MNCs, IITs, NITs, IIMs, UNIVERSITIES, PSUs  in Bihar, AS15 (Revised 2005) Valuation for School, MNCs, IITs, NITs, IIMs, UNIVERSITIES, PSUs  in Nepal, AS15 (Revised 2005) Valuation for School, MNCs, IITs, NITs, IIMs, UNIVERSITIES, PSUs  in Jammu Kashmir, AS15 (Revised 2005) Valuation for School, MNCs, IITs, NITs, IIMs, UNIVERSITIES, PSUs  in Merath, AS15 (Revised 2005) Valuation for School, MNCs, IITs, NITs, IIMs, UNIVERSITIES, PSUs  in Dhar, AS15 (Revised 2005) Valuation for School, MNCs, IITs, NITs, IIMs, UNIVERSITIES, PSUs  in Haryana, AS15 (Revised 2005) Valuation for School, MNCs, IITs, NITs, IIMs, UNIVERSITIES, PSUs  in Bhiwadi, AS15 (Revised 2005) Valuation for School, MNCs, IITs, NITs, IIMs, UNIVERSITIES, PSUs  in Alwar, AS15 (Revised 2005) Valuation for School, MNCs, IITs, NITs, IIMs, UNIVERSITIES, PSUs  in Bhilwara, AS15 (Revised 2005) Valuation for School, MNCs, IITs, NITs, IIMs, UNIVERSITIES, PSUs  in Jodhpur, AS15 (Revised 2005) Valuation for School, MNCs, IITs, NITs, IIMs, UNIVERSITIES, PSUs  in Ajmer, AS15 (Revised 2005) Valuation for School, MNCs, IITs, NITs, IIMs, UNIVERSITIES, PSUs  in Beawar, AS15 (Revised 2005) Valuation for School, MNCs, IITs, NITs, IIMs, UNIVERSITIES, PSUs  in Bikaner, AS15 (Revised 2005) Valuation for School, MNCs, IITs, NITs, IIMs, UNIVERSITIES, PSUs  in Shimla, AS15 (Revised 2005) Valuation for School, MNCs, IITs, NITs, IIMs, UNIVERSITIES, PSUs  in Chandigarh, AS15 (Revised 2005) Valuation for School, MNCs, IITs, NITs, IIMs, UNIVERSITIES, PSUs  in Mohali, AS15 (Revised 2005) Valuation for School, MNCs, IITs, NITs, IIMs, UNIVERSITIES, PSUs  in Panchkula, AS15 (Revised 2005) Valuation for School, MNCs, IITs, NITs, IIMs, UNIVERSITIES, PSUs  in Kashipur, AS15 (Revised 2005) Valuation for School, MNCs, IITs, NITs, IIMs, UNIVERSITIES, PSUs  in udhampur, AS15 (Revised 2005) Valuation for School, MNCs, IITs, NITs, IIMs, UNIVERSITIES, PSUs  in kanpur, AS15 (Revised 2005) Valuation for School, MNCs, IITs, NITs, IIMs, UNIVERSITIES, PSUs  in agra, AS15 (Revised 2005) Valuation for School, MNCs, IITs, NITs, IIMs, UNIVERSITIES, PSUs  in Lucknow, AS15 (Revised 2005) Valuation for School, MNCs, IITs, NITs, IIMs, UNIVERSITIES, PSUs  in Beharore, AS15 (Revised 2005) Valuation for School, MNCs, IITs, NITs, IIMs, UNIVERSITIES, PSUs  in Ludhiana, AS15 (Revised 2005) Valuation for School, MNCs, IITs, NITs, IIMs, UNIVERSITIES, PSUs  in Bhopal, AS15 (Revised 2005) Valuation for School, MNCs, IITs, NITs, IIMs, UNIVERSITIES, PSUs  in Patna, AS15 (Revised 2005) Valuation for School, MNCs, IITs, NITs, IIMs, UNIVERSITIES, PSUs  in Hissar, AS15 (Revised 2005) Valuation for School, MNCs, IITs, NITs, IIMs, UNIVERSITIES, PSUs  in Ballbhgarh, AS15 (Revised 2005) Valuation for School, MNCs, IITs, NITs, IIMs, UNIVERSITIES, PSUs  in Bahadurgarh, AS15 (Revised 2005) Valuation for School, MNCs, IITs, NITs, IIMs, UNIVERSITIES, PSUs  in Uttar Kashi, AS15 (Revised 2005) Valuation for School, MNCs, IITs, NITs, IIMs, UNIVERSITIES, PSUs  in Varanasi, AS15 (Revised 2005) Valuation for School, MNCs, IITs, NITs, IIMs, UNIVERSITIES, PSUs  in Sahibabad, AS15 (Revised 2005) Valuation for School, MNCs, IITs, NITs, IIMs, UNIVERSITIES, PSUs  in Manesar, AS15 (Revised 2005) Valuation for School, MNCs, IITs, NITs, IIMs, UNIVERSITIES, PSUs  in Amritsar, AS15 (Revised 2005) Actuarial Valuation for School, MNCs, IITs, NITs, IIMs, UNIVERSITIES, PSUs  in Delhi, AS15 (Revised 2005) Actuarial Valuation for School, MNCs, IITs, NITs, IIMs, UNIVERSITIES, PSUs  in Gurgaon, AS15 (Revised 2005) Actuarial Valuation for School, MNCs, IITs, NITs, IIMs, UNIVERSITIES, PSUs  in Delhi/NCR, AS15 (Revised 2005) Actuarial Valuation for School, MNCs, IITs, NITs, IIMs, UNIVERSITIES, PSUs  in Ghaziabad, AS15 (Revised 2005) Actuarial Valuation for School, MNCs, IITs, NITs, IIMs, UNIVERSITIES, PSUs  in Faridabad, AS15 (Revised 2005) Actuarial Valuation for School, MNCs, IITs, NITs, IIMs, UNIVERSITIES, PSUs  in Jaipur, AS15 (Revised 2005) Actuarial Valuation for School, MNCs, IITs, NITs, IIMs, UNIVERSITIES, PSUs  in Sonipat, AS15 (Revised 2005) Actuarial Valuation for School, MNCs, IITs, NITs, IIMs, UNIVERSITIES, PSUs  in Noida, AS15 (Revised 2005) Actuarial Valuation for School, MNCs, IITs, NITs, IIMs, UNIVERSITIES, PSUs  in Rajsthan, AS15 (Revised 2005) Actuarial Valuation for School, MNCs, IITs, NITs, IIMs, UNIVERSITIES, PSUs  in Raipur, AS15 (Revised 2005) Actuarial Valuation for School, MNCs, IITs, NITs, IIMs, UNIVERSITIES, PSUs  in Uttar Pradesh, AS15 (Revised 2005) Actuarial Valuation for School, MNCs, IITs, NITs, IIMs, UNIVERSITIES, PSUs  in Roorkee, AS15 (Revised 2005) Actuarial Valuation for School, MNCs, IITs, NITs, IIMs, UNIVERSITIES, PSUs  in Guwahati, AS15 (Revised 2005) Actuarial Valuation for School, MNCs, IITs, NITs, IIMs, UNIVERSITIES, PSUs  in Himachal Pradesh, AS15 (Revised 2005) Actuarial Valuation for School, MNCs, IITs, NITs, IIMs, UNIVERSITIES, PSUs  in MP-Madhya Pradesh, AS15 (Revised 2005) Actuarial Valuation for School, MNCs, IITs, NITs, IIMs, UNIVERSITIES, PSUs  in Bihar, AS15 (Revised 2005) Actuarial Valuation for School, MNCs, IITs, NITs, IIMs, UNIVERSITIES, PSUs  in Nepal, AS15 (Revised 2005) Actuarial Valuation for School, MNCs, IITs, NITs, IIMs, UNIVERSITIES, PSUs  in Jammu Kashmir, AS15 (Revised 2005) Actuarial Valuation for School, MNCs, IITs, NITs, IIMs, UNIVERSITIES, PSUs  in Merath, AS15 (Revised 2005) Actuarial Valuation for School, MNCs, IITs, NITs, IIMs, UNIVERSITIES, PSUs  in Dhar, AS15 (Revised 2005) Actuarial Valuation for School, MNCs, IITs, NITs, IIMs, UNIVERSITIES, PSUs  in Haryana, AS15 (Revised 2005) Actuarial Valuation for School, MNCs, IITs, NITs, IIMs, UNIVERSITIES, PSUs  in Bhiwadi, AS15 (Revised 2005) Actuarial Valuation for School, MNCs, IITs, NITs, IIMs, UNIVERSITIES, PSUs  in Alwar, AS15 (Revised 2005) Actuarial Valuation for School, MNCs, IITs, NITs, IIMs, UNIVERSITIES, PSUs  in Bhilwara, AS15 (Revised 2005) Actuarial Valuation for School, MNCs, IITs, NITs, IIMs, UNIVERSITIES, PSUs  in Jodhpur, AS15 (Revised 2005) Actuarial Valuation for School, MNCs, IITs, NITs, IIMs, UNIVERSITIES, PSUs  in Ajmer, AS15 (Revised 2005) Actuarial Valuation for School, MNCs, IITs, NITs, IIMs, UNIVERSITIES, PSUs  in Beawar, AS15 (Revised 2005) Actuarial Valuation for School, MNCs, IITs, NITs, IIMs, UNIVERSITIES, PSUs  in Bikaner, AS15 (Revised 2005) Actuarial Valuation for School, MNCs, IITs, NITs, IIMs, UNIVERSITIES, PSUs  in Shimla, AS15 (Revised 2005) Actuarial Valuation for School, MNCs, IITs, NITs, IIMs, UNIVERSITIES, PSUs  in Chandigarh, AS15 (Revised 2005) Actuarial Valuation for School, MNCs, IITs, NITs, IIMs, UNIVERSITIES, PSUs  in Mohali, AS15 (Revised 2005) Actuarial Valuation for School, MNCs, IITs, NITs, IIMs, UNIVERSITIES, PSUs  in Panchkula, AS15 (Revised 2005) Actuarial Valuation for School, MNCs, IITs, NITs, IIMs, UNIVERSITIES, PSUs  in Kashipur, AS15 (Revised 2005) Actuarial Valuation for School, MNCs, IITs, NITs, IIMs, UNIVERSITIES, PSUs  in udhampur, AS15 (Revised 2005) Actuarial Valuation for School, MNCs, IITs, NITs, IIMs, UNIVERSITIES, PSUs  in kanpur, AS15 (Revised 2005) Actuarial Valuation for School, MNCs, IITs, NITs, IIMs, UNIVERSITIES, PSUs  in agra, AS15 (Revised 2005) Actuarial Valuation for School, MNCs, IITs, NITs, IIMs, UNIVERSITIES, PSUs  in Lucknow, AS15 (Revised 2005) Actuarial Valuation for School, MNCs, IITs, NITs, IIMs, UNIVERSITIES, PSUs  in Beharore, AS15 (Revised 2005) Actuarial Valuation for School, MNCs, IITs, NITs, IIMs, UNIVERSITIES, PSUs  in Ludhiana, AS15 (Revised 2005) Actuarial Valuation for School, MNCs, IITs, NITs, IIMs, UNIVERSITIES, PSUs  in Bhopal, AS15 (Revised 2005) Actuarial Valuation for School, MNCs, IITs, NITs, IIMs, UNIVERSITIES, PSUs  in Patna, AS15 (Revised 2005) Actuarial Valuation for School, MNCs, IITs, NITs, IIMs, UNIVERSITIES, PSUs  in Hissar, AS15 (Revised 2005) Actuarial Valuation for School, MNCs, IITs, NITs, IIMs, UNIVERSITIES, PSUs  in Ballbhgarh, AS15 (Revised 2005) Actuarial Valuation for School, MNCs, IITs, NITs, IIMs, UNIVERSITIES, PSUs  in Bahadurgarh, AS15 (Revised 2005) Actuarial Valuation for School, MNCs, IITs, NITs, IIMs, UNIVERSITIES, PSUs  in Uttar Kashi, AS15 (Revised 2005) Actuarial Valuation for School, MNCs, IITs, NITs, IIMs, UNIVERSITIES, PSUs  in Varanasi, AS15 (Revised 2005) Actuarial Valuation for School, MNCs, IITs, NITs, IIMs, UNIVERSITIES, PSUs  in Sahibabad, AS15 (Revised 2005) Actuarial Valuation for School, MNCs, IITs, NITs, IIMs, UNIVERSITIES, PSUs  in Manesar, AS15 (Revised 2005) Actuarial Valuation for School, MNCs, IITs, NITs, IIMs, UNIVERSITIES, PSUs  in Amritsar, Ind AS 19 Valuation for School, MNCs, IITs, NITs, IIMs, UNIVERSITIES, PSUs  in Delhi, Ind AS 19 Valuation for School, MNCs, IITs, NITs, IIMs, UNIVERSITIES, PSUs  in Gurgaon, Ind AS 19 Valuation for School, MNCs, IITs, NITs, IIMs, UNIVERSITIES, PSUs  in Delhi/NCR, Ind AS 19 Valuation for School, MNCs, IITs, NITs, IIMs, UNIVERSITIES, PSUs  in Ghaziabad, Ind AS 19 Valuation for School, MNCs, IITs, NITs, IIMs, UNIVERSITIES, PSUs  in Faridabad, Ind AS 19 Valuation for School, MNCs, IITs, NITs, IIMs, UNIVERSITIES, PSUs  in Jaipur, Ind AS 19 Valuation for School, MNCs, IITs, NITs, IIMs, UNIVERSITIES, PSUs  in Sonipat, Ind AS 19 Valuation for School, MNCs, IITs, NITs, IIMs, UNIVERSITIES, PSUs  in Noida, Ind AS 19 Valuation for School, MNCs, IITs, NITs, IIMs, UNIVERSITIES, PSUs  in Rajsthan, Ind AS 19 Valuation for School, MNCs, IITs, NITs, IIMs, UNIVERSITIES, PSUs  in Raipur, Ind AS 19 Valuation for School, MNCs, IITs, NITs, IIMs, UNIVERSITIES, PSUs  in Uttar Pradesh, Ind AS 19 Valuation for School, MNCs, IITs, NITs, IIMs, UNIVERSITIES, PSUs  in Roorkee, Ind AS 19 Valuation for School, MNCs, IITs, NITs, IIMs, UNIVERSITIES, PSUs  in Guwahati, Ind AS 19 Valuation for School, MNCs, IITs, NITs, IIMs, UNIVERSITIES, PSUs  in Himachal Pradesh, Ind AS 19 Valuation for School, MNCs, IITs, NITs, IIMs, UNIVERSITIES, PSUs  in MP-Madhya Pradesh, Ind AS 19 Valuation for School, MNCs, IITs, NITs, IIMs, UNIVERSITIES, PSUs  in Bihar, Ind AS 19 Valuation for School, MNCs, IITs, NITs, IIMs, UNIVERSITIES, PSUs  in Nepal, Ind AS 19 Valuation for School, MNCs, IITs, NITs, IIMs, UNIVERSITIES, PSUs  in Jammu Kashmir, Ind AS 19 Valuation for School, MNCs, IITs, NITs, IIMs, UNIVERSITIES, PSUs  in Merath, Ind AS 19 Valuation for School, MNCs, IITs, NITs, IIMs, UNIVERSITIES, PSUs  in Dhar, Ind AS 19 Valuation for School, MNCs, IITs, NITs, IIMs, UNIVERSITIES, PSUs  in Haryana, Ind AS 19 Valuation for School, MNCs, IITs, NITs, IIMs, UNIVERSITIES, PSUs  in Bhiwadi, Ind AS 19 Valuation for School, MNCs, IITs, NITs, IIMs, UNIVERSITIES, PSUs  in Alwar, Ind AS 19 Valuation for School, MNCs, IITs, NITs, IIMs, UNIVERSITIES, PSUs  in Bhilwara, Ind AS 19 Valuation for School, MNCs, IITs, NITs, IIMs, UNIVERSITIES, PSUs  in Jodhpur, Ind AS 19 Valuation for School, MNCs, IITs, NITs, IIMs, UNIVERSITIES, PSUs  in Ajmer, Ind AS 19 Valuation for School, MNCs, IITs, NITs, IIMs, UNIVERSITIES, PSUs  in Beawar, Ind AS 19 Valuation for School, MNCs, IITs, NITs, IIMs, UNIVERSITIES, PSUs  in Bikaner, Ind AS 19 Valuation for School, MNCs, IITs, NITs, IIMs, UNIVERSITIES, PSUs  in Shimla, Ind AS 19 Valuation for School, MNCs, IITs, NITs, IIMs, UNIVERSITIES, PSUs  in Chandigarh, Ind AS 19 Valuation for School, MNCs, IITs, NITs, IIMs, UNIVERSITIES, PSUs  in Mohali, Ind AS 19 Valuation for School, MNCs, IITs, NITs, IIMs, UNIVERSITIES, PSUs  in Panchkula, Ind AS 19 Valuation for School, MNCs, IITs, NITs, IIMs, UNIVERSITIES, PSUs  in Kashipur, Ind AS 19 Valuation for School, MNCs, IITs, NITs, IIMs, UNIVERSITIES, PSUs  in udhampur, Ind AS 19 Valuation for School, MNCs, IITs, NITs, IIMs, UNIVERSITIES, PSUs  in kanpur, Ind AS 19 Valuation for School, MNCs, IITs, NITs, IIMs, UNIVERSITIES, PSUs  in agra, Ind AS 19 Valuation for School, MNCs, IITs, NITs, IIMs, UNIVERSITIES, PSUs  in Lucknow, Ind AS 19 Valuation for School, MNCs, IITs, NITs, IIMs, UNIVERSITIES, PSUs  in Beharore, Ind AS 19 Valuation for School, MNCs, IITs, NITs, IIMs, UNIVERSITIES, PSUs  in Ludhiana, Ind AS 19 Valuation for School, MNCs, IITs, NITs, IIMs, UNIVERSITIES, PSUs  in Bhopal, Ind AS 19 Valuation for School, MNCs, IITs, NITs, IIMs, UNIVERSITIES, PSUs  in Patna, Ind AS 19 Valuation for School, MNCs, IITs, NITs, IIMs, UNIVERSITIES, PSUs  in Hissar, Ind AS 19 Valuation for School, MNCs, IITs, NITs, IIMs, UNIVERSITIES, PSUs  in Ballbhgarh, Ind AS 19 Valuation for School, MNCs, IITs, NITs, IIMs, UNIVERSITIES, PSUs  in Bahadurgarh, Ind AS 19 Valuation for School, MNCs, IITs, NITs, IIMs, UNIVERSITIES, PSUs  in Uttar Kashi, Ind AS 19 Valuation for School, MNCs, IITs, NITs, IIMs, UNIVERSITIES, PSUs  in Varanasi, Ind AS 19 Valuation for School, MNCs, IITs, NITs, IIMs, UNIVERSITIES, PSUs  in Sahibabad, Ind AS 19 Valuation for School, MNCs, IITs, NITs, IIMs, UNIVERSITIES, PSUs  in Manesar, Ind AS 19 Valuation for School, MNCs, IITs, NITs, IIMs, UNIVERSITIES, PSUs  in Amritsar, Ind AS 19 Actuarial Valuation for School, MNCs, IITs, NITs, IIMs, UNIVERSITIES, PSUs  in Delhi, Ind AS 19 Actuarial Valuation for School, MNCs, IITs, NITs, IIMs, UNIVERSITIES, PSUs  in Gurgaon, Ind AS 19 Actuarial Valuation for School, MNCs, IITs, NITs, IIMs, UNIVERSITIES, PSUs  in Delhi/NCR, Ind AS 19 Actuarial Valuation for School, MNCs, IITs, NITs, IIMs, UNIVERSITIES, PSUs  in Ghaziabad, Ind AS 19 Actuarial Valuation for School, MNCs, IITs, NITs, IIMs, UNIVERSITIES, PSUs  in Faridabad, Ind AS 19 Actuarial Valuation for School, MNCs, IITs, NITs, IIMs, UNIVERSITIES, PSUs  in Jaipur, Ind AS 19 Actuarial Valuation for School, MNCs, IITs, NITs, IIMs, UNIVERSITIES, PSUs  in Sonipat, Ind AS 19 Actuarial Valuation for School, MNCs, IITs, NITs, IIMs, UNIVERSITIES, PSUs  in Noida, Ind AS 19 Actuarial Valuation for School, MNCs, IITs, NITs, IIMs, UNIVERSITIES, PSUs  in Rajsthan, Ind AS 19 Actuarial Valuation for School, MNCs, IITs, NITs, IIMs, UNIVERSITIES, PSUs  in Raipur, Ind AS 19 Actuarial Valuation for School, MNCs, IITs, NITs, IIMs, UNIVERSITIES, PSUs  in Uttar Pradesh, Ind AS 19 Actuarial Valuation for School, MNCs, IITs, NITs, IIMs, UNIVERSITIES, PSUs  in Roorkee, Ind AS 19 Actuarial Valuation for School, MNCs, IITs, NITs, IIMs, UNIVERSITIES, PSUs  in Guwahati, Ind AS 19 Actuarial Valuation for School, MNCs, IITs, NITs, IIMs, UNIVERSITIES, PSUs  in Himachal Pradesh, Ind AS 19 Actuarial Valuation for School, MNCs, IITs, NITs, IIMs, UNIVERSITIES, PSUs  in MP-Madhya Pradesh, Ind AS 19 Actuarial Valuation for School, MNCs, IITs, NITs, IIMs, UNIVERSITIES, PSUs  in Bihar, Ind AS 19 Actuarial Valuation for School, MNCs, IITs, NITs, IIMs, UNIVERSITIES, PSUs  in Nepal, Ind AS 19 Actuarial Valuation for School, MNCs, IITs, NITs, IIMs, UNIVERSITIES, PSUs  in Jammu Kashmir, Ind AS 19 Actuarial Valuation for School, MNCs, IITs, NITs, IIMs, UNIVERSITIES, PSUs  in Merath, Ind AS 19 Actuarial Valuation for School, MNCs, IITs, NITs, IIMs, UNIVERSITIES, PSUs  in Dhar, Ind AS 19 Actuarial Valuation for School, MNCs, IITs, NITs, IIMs, UNIVERSITIES, PSUs  in Haryana, Ind AS 19 Actuarial Valuation for School, MNCs, IITs, NITs, IIMs, UNIVERSITIES, PSUs  in Bhiwadi, Ind AS 19 Actuarial Valuation for School, MNCs, IITs, NITs, IIMs, UNIVERSITIES, PSUs  in Alwar, Ind AS 19 Actuarial Valuation for School, MNCs, IITs, NITs, IIMs, UNIVERSITIES, PSUs  in Bhilwara, Ind AS 19 Actuarial Valuation for School, MNCs, IITs, NITs, IIMs, UNIVERSITIES, PSUs  in Jodhpur, Ind AS 19 Actuarial Valuation for School, MNCs, IITs, NITs, IIMs, UNIVERSITIES, PSUs  in Ajmer, Ind AS 19 Actuarial Valuation for School, MNCs, IITs, NITs, IIMs, UNIVERSITIES, PSUs  in Beawar, Ind AS 19 Actuarial Valuation for School, MNCs, IITs, NITs, IIMs, UNIVERSITIES, PSUs  in Bikaner, Ind AS 19 Actuarial Valuation for School, MNCs, IITs, NITs, IIMs, UNIVERSITIES, PSUs  in Shimla, Ind AS 19 Actuarial Valuation for School, MNCs, IITs, NITs, IIMs, UNIVERSITIES, PSUs  in Chandigarh, Ind AS 19 Actuarial Valuation for School, MNCs, IITs, NITs, IIMs, UNIVERSITIES, PSUs  in Mohali, Ind AS 19 Actuarial Valuation for School, MNCs, IITs, NITs, IIMs, UNIVERSITIES, PSUs  in Panchkula, Ind AS 19 Actuarial Valuation for School, MNCs, IITs, NITs, IIMs, UNIVERSITIES, PSUs  in Kashipur,